If you cannot find an answer to your question, please contact rajan@bwmedicalbilling.com.
Insurance coverage varies greatly, even within the same company. While we’ve worked with most major insurers, including United Healthcare, BCBS, Aetna, etc., each insurer can have hundreds or even thousands of different group policies. Every group policy has its own unique benefits.
This means that two people using the same insurance company could have completely different coverage for homebirths, depending on their specific group policy.
To determine what your policy covers, we need to verify your benefits. We offer services at various price points here.
Before any major medical procedure, the provider conducts a verification of benefits call to have a thorough understanding off coverage, paperwork, and exceptions that may need to be made. Maternal care is considered a major medical procedure.
People often reach out to us after their reimbursement was lower than they anticipated or denied - by then, it's often too late.
It's important to ask the right questions and to understand how insurance reimburses claims for services.
If we conducted your verification of benefits or provided your superbill, we can definitely assist.
Unfortunately, if we were not involved in the process prior to your claim denial, we are not able to assist.
Some of the best are:
Among other states, Texas and California are promising but do not have any corrective actions in place for provider discrimination.
Before purchasing our service, we recommend you take a look at the Medicaid Reimbursement Policy for your state. If Medicaid doesn't cover midwives in your state, it's not likely your insurance company will. does insurance cover homebirth
With BCBSTX UT Select Insurance, it is possible to get a gap exception approved, and we've helped clients succeed in this process. However, it’s best to start as early as possible to allow enough time for any challenges that may come up along the way.
If you're considering a gap exception, our team is here to guide you. Starting early will give you the best chance for success, but we’re ready to support you no matter where you are in your journey.
Disclaimer: Insurance policies and procedures are subject to change, and we always hope to find improvements have been made to the process. homebirth insurance coverage
As parents to two boys who were born at home in Austin, TX, our experience led to a deeper understanding of the essential care midwives provide to the community as well as our desire to support the fight for equitable care. We were inspired to start a billing service rooted in caring for midwives the way midwives care for their clients. We believe that every family has the right to choose the birthing experience that is best for them.
We are committed to advocating for families to receive the maternal care they choose, ensuring they have access to personalized and compassionate support. We strive to promote the recognition of midwives as legitimate providers by both insurance companies and society, emphasizing their essential role in maternal health. Additionally, we are dedicated to providing resources and support to help families build their village, fostering a strong and nurturing community for parents and children.
Bear & Wolf Medical Billing
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