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Disclaimers


  1. Not Legal or Financial Advice
    The information provided in these webinars is for educational purposes only and is not intended to serve as legal, financial, or medical advice. We encourage you to consult with a licensed professional regarding your specific situation.
  2. No Guarantee of Insurance Coverage or Reimbursement
    We make every effort to provide accurate information about insurance processes, but we cannot guarantee that your insurance company will provide coverage, issue reimbursements, or grant gap exceptions.
  3. Webinar & Guided Workbook Content Subject to Change
    The content and material covered in our webinars may be updated or adjusted based on changes in the insurance landscape or other factors. We strive to provide the most current and relevant information, but policies and regulations may change after the presentation.
  4. By purchasing our services or resources, you are agreeing to our policies. 

Refund Policy

  • Webinars: All purchases for webinar access are final, and we do not offer refunds. However, we will do our best to assist with any issues you may encounter during the webinar process.


  • VOB Services: Refunds are eligible for 24 hours after the purchase of the VIP VOB Service. 


  • Priority VOB Services: No refunds for priority services. 


Notice for Clients Within 8 Weeks of Due Date:

For clients who are less than 8 weeks from their due date, please note that insurance approvals and gap exceptions often require significant processing time. While we are committed to providing support at any stage, starting closer to your due date may limit our ability to secure approvals in time. We recommend reaching out as early as possible to maximize your coverage options.


Notice for BCBSTX - UT Select Insurance Subscribers:

For clients with BCBSTX UT Select Insurance, please be aware that the process for obtaining a gap exception or reimbursement can be complex and may require 3-5 months of lead time prior to the due date for the best chance of success. We strongly recommend starting the insurance process early to allow sufficient time for approvals.

Privacy Policy

Last Updated: September 2024


At Bear & Wolf Medical Billing, we are committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your data in accordance with our commitment to transparency and compliance with applicable laws, including HIPAA (Health Insurance Portability and Accountability Act).


Data Collection and Use

We collect only the information necessary to provide the services you request, such as processing your webinar registration, assisting with insurance verifications, or delivering companion materials. The data we collect is used exclusively for the purposes of delivering our services and improving your experience. We do not sell, trade, or share your personal information with any third parties for marketing purposes.


HIPAA Compliance

We are dedicated to maintaining the confidentiality, integrity, and security of protected health information (PHI). Our website and software are fully HIPAA-compliant, ensuring that any information shared with us is handled in accordance with federal regulations designed to protect sensitive health information.


Data Security

We use industry-standard security measures, including encryption and secure data storage, to protect your personal information from unauthorized access, disclosure, or misuse. Your privacy and trust are our top priorities, and we take all reasonable steps to ensure your data remains safe.


Use of Information

The information we collect is used solely for the purpose of providing the services you have engaged us for. This includes processing payments, delivering webinar content, assisting with insurance claims, or responding to your inquiries. We will not use your data for any other purposes without your explicit consent.


Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us at rajan@bwmedicalbilling.com

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